Real Estate
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Many of these forms will require notarization that lenders and title agencies need so that the loan can close.
Escrow officers will utilize mobile notaries to meet clients in the comfort of their homes, at a favorite coffee shop or restauraunt, or at their place of work.
Documents both sides deal with at closing:
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Escrow closing statement (HUD-1or Closing Disclosure, depending on transaction type)
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Deed (prepared by the closing/title agent)
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Title insurance / title report documents
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Prorations (property taxes, HOA dues utilities—who pays what and when Lien releases / payoff documentation(from lenders, if any)
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Keys/possession documents(often summarized in the closing packet)
For real estate, both buyers and sellers typically handle a set of papers to:
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confirm ownership
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disclose condition
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transfer title
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close the transaction.
Common paperwork sellers prepare
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Property disclosures
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(state-required seller disclosure forms)
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Title/ownership documents
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(deed, prior deed(s), and any title-related info requested by escrow/title company)
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HOA documents
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(if the property is in an HOA): governing documents, current assessments, resale/transfer package
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Survey
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(if available) and related boundary information
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Repair/permit records
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(if you have them), warranties/manuals
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Payoff statements for liens/mortgages
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(obtained near closing)
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Bill of sale for included personal property
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(appliances, fixtures, etc.), if applicable
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Tax-related forms required for the sale
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(varies by state/circumstances)
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Common paperwork buyers prepare
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Purchase agreement / contract
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(signed by both parties)
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Loan documents
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(if financing): application, disclosures, promissory note, mortgage/deed of trust
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Proof of funds / earnest money deposit paperwork
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Home inspection reports
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(from the inspection process, plus any repair addenda)
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Insurance information
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(homeowners insurance binder/confirmation, if required by lender)
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Closing cost and lender disclosure forms
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(varies by lender/state)
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